NovaCode

Our Services

Bespoke Business Solutions For a Smarter Tomorrow

We deliver end-to-end services, precisely tailored to optimize your business operations, boost profitability, and solidify your competitive edge. Each solution is meticulously customized to meet your unique needs. We invest time to deeply understand your challenges and offer unwavering support, ensuring lasting relationships built on exceptional after-sales service.

AI Integration & Business Optimisation

Automate workflows, reduce inefficiencies, and enhance decision-making with AI powered solutions. From loan origination to financial reporting, we create custom tools to handle repetitive tasks, allowing teams to focus on strategy. By replacing manual processes and spreadsheets, we improve productivity and minimize human error for financial institutions. 

Loan Origination & Underwriting AI

AI automates affordability assessments, credit report  analysis, and risk mitigation, enhancing or replacing manual loan origination processes. We develop custom automation solutions to improve productivity and reduce human error in financial institutions. 

Business Process Automation

Many financial institutions depend significantly on manual processes and spreadsheets. We create tailored automation solutions to enhance productivity and minimize human error.

Credit Scoring & Risk Models

We build custom credit scoring models using data science and machine learning to predict loan performance and borrower risk. Our AI solutions enhance fraud detection with real-time document verification through OCR, bank statement scraping, and authentication checks. These tools help lenders make smarter, data driven financial decisions.

AI for the Credit Lifecycle

We harness AI throughout the credit lifecycle, from loan origination to collections, improving efficiency, reducing risk, and enhancing decision making. Our solutions include predictive analytics, risk modelling, and financial forecasting, empowering lenders  with smarter insights. We transform static Excel operations into interactive databases, boosting accessibility and efficiency. Machine learning helps identify trends and optimize lending strategies for better portfolio performance.

AI-powered Automation Optimized Repayment Systems

Enhance customer segmentation, and boost collections efficiency. We create personalized automated email systems for balance updates and payment reminders, while replacing spreadsheets with advanced database-driven debtor management software for streamlined tracking, reporting, and workflows.

Digital Solutions for Financial Services

We develop scalable, user-friendly, and efficient tools tailored to specific requirements. From turnkey development to web development, we assist in creating a sustainable brand.